Catastrophic Thinking

I remem­ber years ago, when I was dat­ing a girl, get­ting into a con­ver­sa­tion with her can­tan­ker­ous grand­fa­ther about health care. He was a remark­able man — had been a prin­ci­pal in Detroit pub­lic high schools for years, and had seen a lot. 

Any­ways, to Mr Ander­son, it was sim­ple. All you had to do was take care of peo­ple when some­thing really ter­ri­ble hap­pened to them. He would tell a story about watch­ing some­one fall down and crack his head open on the side­walk. He and a few other strangers picked the man up and car­ried him to the hos­pi­tal a block away. “Nobody asked or wor­ried if he could pay,” he said. “They just saved his life and sent him home.”

That’s some people’s idea of health care — the nurses and doc­tors in the ER patch­ing you up, so you don’t bleed to death in the street. This is usu­ally because they’ve never gone for a pre­na­tal visit or vac­ci­na­tions, and they think rou­tine screen­ings are a waste of time. They don’t ask their doc­tos about sus­pi­cious moles, or what they should be eat­ing, or if they’ve started to have some trou­ble mak­ing it all the way to the bathroom. 

This was me, too, not long ago. I once had to go to the emer­gency room for a ter­ri­ble nose­bleed that wouldn’t stop on its own. I later joked to friends, “I only go to see the doc­tor exactly when I’m bleed­ing from an impor­tant part of my body for more than a few hours.”

This kind of think­ing comes par­tic­u­larly nat­u­rally to young men, where they’ve stu­pidly been told to hide their pain (emo­tion, too) and to val­orize ath­letes and movie char­ac­ters who play through pain. The only time you’re allowed to cry is when you’re watch­ing the end of The Nat­ural — not because the main char­ac­ter is slowly bleed­ing to death, but because he hit a home run anyways. 

We’re dum­b­asses, really. But there are a lot of us.

Any­ways, the res­i­dent young guy at the NYT op-ed page, Ross Douthat, floats an idea — uni­ver­sal cat­a­strophic health care cov­er­age — that could be kind of a good one, or a totally dum­b­ass one, depend­ing on how it breaks. I’m sus­pi­cious, how­ever, that Douthat’s pre­ferred imple­men­ta­tion prob­a­bly leans dumbass.

See, it’s all in the details. If “cat­a­stro­phe” is defined as health care costs exceed­ing a defined per­cent­age of one’s income in a cal­en­dar year, it plays one way. I’m actu­ally kinda sym­pa­thetic to this, although I see problems.

If, how­ever, it’s defined as cov­er­age for really bad things that hap­pen to you, as opposed to “rou­tine” care, that’s actu­ally really prob­lem­atic. Because — and I think, as some­one who’s recently had a cat­a­strophic health care con­di­tion, I can say this — cat­a­strophic care and rou­tine care are com­pletely interdependent.

Here’s how it works, in both directions.

Rou­tine care pre­vents cat­a­stro­phes from hap­pen­ing. Or, it catches them before they become hard and expen­sive to treat. I think this is rel­a­tively well-understood, so I’m not going to say as much about it.

Cat­a­strophic care demands rou­tine follow-ups. After you’re diag­nosed with AIDS, or can­cer, you need to meet with your doc­tor reg­u­larly and take steps to stave off infec­tions. After you break your arm and leg, you need exten­sive phys­i­cal ther­apy before you can work (or walk) again. After a C-section deliv­ery, both mom and baby need reg­u­lar check-ups. That’s most of what your health care is after some­thing major — just peo­ple check­ing up on you, to make sure that what­ever they did to put you back together again took, and that you’re not going to get swooped up by some­thing else while you’re vulnerable.

That, and you take a lot of pills. Which usu­ally counts as “rou­tine care” even if your pills are keep­ing your skin from turn­ing inside out.

I for­got to fin­ish my almost-grandpa-in-law’s story. Later, he asked about the guy with the cracked skull that he’d brought to the hos­pi­tal. About a week after he was released, he caught pneu­mo­nia and died. “After all that, he couldn’t take care of him­self,” Mr Ander­son sniffed, sad and dis­gusted, wise and blind, all the same time.

Now, go read Mal­colm Gladwell’s “Mil­lion Dol­lar Mur­ray,” and then tell me whether Douthat makes any sense, for any­one other than him­self and guys like him.

5 Responses

    Nick says:

    This arti­cle, as well as the ‘Mil­lion Dol­lare Mur­ray’ arti­cle, have made me really sad for some rea­son! Well, I guess it’s not super cheer­ful stuff but it really seems like there is not much­hope for us humans out there…

    Saheli says:

    Good story, and your bold epi­grams about the dichotomies of care (“Cat­a­strophic care demands rou­tine follow-ups.”) are extremely well put and could use repeating.

    I do think part of the prob­lem with Douthat’s pro­posal is that it’s not a pro­posal, it’s rhetoric; in his rhetor­i­cal deploy­ment of seem­ing syn­onyms (every­day, rou­tine) we get lost in the dif­fer­ence between ordi­nary and fre­quent. The mud cre­ated by will­ful con­fus­ing the time/frequency domain and the intensity/rarity/dangerousness domain ruins the piece.

    The Glad­well arti­cle seems very inter­est­ing, but in a slightly dif­fer­ent vein. It speaks of a con­cep­tual con­fu­sion that’s less will­full. Your prospec­tive in-law’s per­spec­tive seemed to have a spe­cific world view valu­ing self-sufficiency and tough­ness, and blind to the phys­i­cal­ity of chronic ill­ness or addic­tion. That seems very much a mat­ter of cul­ture, phi­los­o­phy, and social mores to me. Other cul­tural view­points have dif­fer­ent val­ues, dif­fer­ent blind spots. Glad­well points out more fun­da­men­tal, quan­ti­ta­tive cog­ni­tive deficiencies—ways we humans are all bad at grasp­ing large scale phe­nomna. I’m not sure there’s any soci­ety that has suc­cess­fully incor­po­rated multi-scale numeric think­ing into all lay­ers of its aes­thet­ics and philoso­phies. And I say that as some­one in a reli­gious tra­di­tion that is slightly obsessed orders of magnitude.

    Tim Carmody says:

    I think the com­mon thing that both Laura’s grandpa and crit­ics of the Las Vegas home­less pro­gram need to get over is the ethos of rugged indi­vid­u­al­ism and just deserts, barely leav­ened by a care­fully cir­cum­scribed sense of charity. 

    That’s what many, many Amer­i­cans need to get over — the notion that if you don’t have health care, it’s either because you didn’t want it or couldn’t earn it, and that either way, you deserve what you get.

    The num­bers, for Glad­well, are a way to out­flank this ethos. But it’s too hard. That’s why the pol­i­tics of an apart­ment for Mur­ray don’t work — even if the util­i­tar­ian cal­cu­lus works, the eth­i­cal optics fail.

    Saheli says:

    The eth­i­cal optics fail.” Sadly awe­some clause.

    Since I posted that com­ment, I’ve men­tioned the arti­cle to a num­ber of peo­ple, some of whom remem­ber it when it came out, and the com­mon reac­tion (among my rather lefty set) is that the prob­lem it high­lights is the con­ser­v­a­tive notion that “you deserve what you get.” Maybe that’s true, and I was mis­read­ing the arti­cle as more neu­trally directed at every­one, includ­ing those (like me and my friends) who tend to eschew such a sen­si­bil­ity. What struck me about the arti­cle was that even for peo­ple who max­i­mally val­ued com­pas­sion, many con­ven­tional sys­tems were in fact less com­pas­sion­ate than they appeared–not just eth­i­cal optics, but really deep con­cep­tual optics.

    Tim says:

    Well, as Glad­well men­tions in the arti­cle, the Mur­ray solu­tion also is pretty rough on liberal/progressive ethics too, espe­cially regard­ing uni­ver­sal­ity. We can’t give every chron­i­cally home­less per­son an apart­ment; it’s hard for lib­er­als to give them­selves over to the util­i­tar­ian cal­cu­lus that says “if we can do some­thing about only the tough­est cases, then we’re really doing something.”

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